Higher position on waitlist
Get a higher position on the waitlist when you sign up using a friend’s referral code. Once you sign up, if the referrer is on the waitlist themself, they get a bump higher on the waitlist.
If you make it off of the waitlist, apply, get approved for a Zerocard, make two qualifying purchases, and receive two qualifying direct deposits, no less than 30 days apart, to your Zero Checking account, the referrer may unlock a higher level Zerocard.
Log in with Facebook to see your friends’ codes.