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Higher position on waitlist

Get a higher position on the Zero waitlist when you sign up using a friend’s Zero referral code. Once you sign up, if the referrer is on the waitlist themself, they get a bump higher on the waitlist.

If you make it off of the waitlist, apply, get approved for a Zerocard, make two qualifying purchases, and receive two qualifying direct deposits, no less than 30 days apart, to your Zero Checking account, the referrer may unlock a higher level Zerocard.

Our Referral Code · Copy
Your Referral Code
Friends Referral Codes
Others Referral Codes
Where To Find Your Referral Code

If you’re still on the waitlist, to find your Zero referral code, in the Zero app tap “View My Level”, then “Share & Invite” or, on the web, go to the homepage and in the menu choose “Check Status”.

Share it on ReferCodes once you’ve found it.